Category Archives: Before You Buy

Don’t Be This Buyer!

December 12, 2017
By: Hayley Townley

Let a friendly, professional and local company walk you through the biggest purchase of your life. Call any of our Cometeers to get amazing service. We are not your ordinary real estate company. 805-546-9925 #CometRealty #slorealestate


Should You Buy a Fixer-Upper?

August 13, 2013
By: cometrealty

Infographic compliments of Credit Sesame Contact your favorite Comet Realty agent to help you find the perfect house, which may or may not be a fixer upper upon review of the above info graphic!  805.546.9925

Advantages of Pre-approval

June 29, 2012
By: cometrealty

The housing market is warming up in many areas, with multiple offers becoming more commonplace. Buyers who want an advantage in the bidding process will need more than a mortgage prequalification – they will need a pre approval. Making sense of the story The differences between mortgage prequalification and preapproval are significant. Prequalifying for a mortgage is based solely on what a borrower discloses to the loan officer or broker about his/her earnings, credit score, and total assets, including what is available for a down…
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How to pump up your credit score

May 25, 2012
By: cometrealty

To avoid another real estate bubble, many lenders have tightened their mortgage requirements.  According to a report by the Federal Reserve, a majority of banks are less likely to offer loans to people with a FICO score of 620 and a 10 percent down payment than they were in 2006.  Lenders were also less likely to do so even for those with a score of 720.  The good news though is there are some tactics that consumers can employ to raise their scores. Making sense…
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